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Real Estate New Jersey Real Estate Salesperson Sample Questions:

1. A buyer wants to purchase a home for $400,000 with a 15% down payment. The lender charges 1.5 points.
How much money does the buyer need up front to make the purchase?

A) $66,000
B) $65,100
C) $60,900
D) $60,000

2. Which of the following items would be prorated at closing with the credit going to the seller?

A) accrued interest on an assumed mortgage
B) prepaid property taxes
C) earnest money
D) unearned rent collected in advance

3. The Multiple Listing Service (MLS) board members decided that the population of each area of the city would be best served by the brokerages who have offices actually located within those areas. The board established boundaries dividing the city into six districts and voted to limit listings for each district to only those brokerages with offices within the district. Brokerages who tried to advertise beyond their own district would be prohibited from listing properties in the MLS. This action violates what Real Estate Law?

A) Diversity Jurisdiction
B) Housing and Community Development Act of 1974
C) Sherman Anti-trust Act
D) Civil Rights Act

4. A broker who charges or collects an advance fee in excess of $25 for services to be rendered MUST:

A) deduct the amount collected from the commission or settlement
B) give the principal receipts for all expenditures
C) furnish within ninety days of its collection an accounting of how the money was used
D) retain the difference between the amount of money collected and the amount spent

5. The feature that most distinguishes a joint tenancy from a tenancy in common is

A) undivided interests.
B) right of transfer.
C) unity of possession.
D) right of survivorship

Solutions: